Leasing or Ownership

PHd-DION - Leasing

  • Volume Purchasing

    Volume purchasing reduces our acquisition cost for each leased vehicle.

  • Cash Flow

    Profits are made by the efficient use of depreciating assets. A lower monthly cost without the upfront expense improves cash flow freeing cash to meet day-to-day requirements.

  • Tax Advantages

    PHd-DION leases are structured to qualify as operating leases under IRS guidelines. Lease payments are deductible and potentially exempt from Alternative Minimum Tax.

  • Balance Sheet

    Operating leases do not appear on your balance sheet. Financial ratios are improved, enhancing the options for financing the growth of your business.

  • Lower Admin Costs

    We relieve you of vehicle shopping, price negotiations and disposal of replaced vehicles. Fleet and maintenance management services consolidate total fleet costs in 1 convenient monthly bill.

  • Vehicle Specifications

    Each vehicle is engineered to meet the user’s specific application, operational and financial requirements.

Lease Programs

PHd-DION Leasing offers both open-end and closed-end leases.

  • Open-end (TRAC) Lease

    An Open-end lease requires the lessee to assume responsibility for a predetermined fixed value at the end of the lease term, known as the "termination value" or "residual value". Upon termination of the lease, the vehicle is sold. After the disposal is completed, the lessee receives any amount over the termination value or provides any deficiency.

  • Closed-end (True Lease) Lease

    A Closed-end lease, also called a "true lease", is structured to qualify as an "operating lease" for accounting and tax purposes. At lease term the lessee has no obligation regarding the vehicle market value, but may be charged for excess miles and excessive wear and tear.

*All PHd-DION leases offer additional end of term options for lease renewal or replacement of equipment.